Before an assignment, journalists and news organizations should take out adequate insurance.
The ACOS Alliance encourages you to learn about relevant insurance schemes, compare options and understand the policy you get. Find below some relevant insurance options, some offer significant ACOS Alliance discounts.
The Alliance receives no financial consideration or benefit from any insurance programs and does not take responsibility for the performance of any insurance schemes or the actions or omissions of any person or organization related to those insurance programs.
It is important that you be aware that the policies referenced below are subject, in accordance with their respective terms, to various exceptions (for example, with respect to what types of incidents giving rise to an insured person’s injury will or will not be covered) and exclusions (for example, for conflicts that may arise between certain countries), and in order to qualify for coverage, you may need to disclose certain health conditions or other personal history to the prospective insurer. You should carefully review the terms and conditions of the policies and be sure you are satisfied that they provide the coverage you may be seeking and that you are eligible for coverage under the terms of those policies.
INSURANCE FOR JOURNALISTS
This is an insurance program for journalists and other members of the media. It covers journalists travelling to any country in the world, including conflict zones, being embedded and even as a passenger in a military vehicle or helicopter.
The insurance coverage is available by the week and includes:
Accidental death and disablement (in own and outside country, in the zones selected).
Sickness and accident medical expenses subject to a $ or €250 deductible per claim, and emergency medical evacuation from the point of an incident to an appropriate care facility and repatriation home when necessary (outside country, in the zones selected)
All journalists and other media workers on assignment can purchase the insurance outside their country of residence. Additional cover can be bought whilst on an assignment if extended cover is required or if travelling to a higher risk rated zone.
The ACOS Alliance discount code can be used to access this insurance at
INSURANCE FOR LOCAL MEDIA
News organizations, production companies, commissioning NGOs and individual journalists can insure their fixers, local media producers, translators, and other media workers on the ground. This policy covers individuals from any nationality, anywhere in the world including when working in their country of residence.
The insurance coverage is by the day and includes, in own and any other country: accidental death, accident medical expenses subject to a $250 deductible, emergency accident medical evacuation from point of an incident to an appropriate care facility and repatriation home when necessary.
After approval by Insurance For Local Media, news organizations, production companies, commissioning NGOs or individual journalists may purchase the insurance for themselves, their fixers, local media producers, translators and other media workers.
The ACOS Alliance discount code can be used to register and have access to this insurance at https://insuranceforlocalmedia.com
REPORTERS WITHOUT BORDERS
In partnership with Escapade Travel Insurance, Reporters Without Borders provides a complete health insurance and repatriation for journalists and reporters travelling on assignment to any country, war zone included. RWB membership is mandatory. To become a RWB member, follow this link.
Since Reporters Without Borders has been offering this program, in 2009, several hundred journalists have purchased an insurance policy with Reporters Without Borders, notably to go to Afghanistan, Iraq, Ukraine or Syria.
The US based reporters, Brazilians residing in Brazil, and Canadians in Canada, are not eligible to these insurance plans.
INTERNATIONAL FEDERATION OF JOURNALISTS
The International Federation of Journalists' partnership with Battleface offers all journalists a range of insurance cover, on-the-ground emergency support and equipment cover – including in the world’s most challenging environments - and accessible via a tech-based platform that fits in your pocket. IFJ's own scheme with Battleface is only available to members. Holders of IFJ's International Press Card enjoy an exclusive discount too!
Get a quote here.